The privacy policy is meant to ensure that the personal information shared by the Customer with Navodit is not used against their interests by Navoditor shared with a third Party without their consent. We know that your privacy is important to you, so we have developed a privacy policy that covers how we collect, use, disclose, transfer and store your personal information.

Navoditmay collect the following information:

Filling the form on www.navoditmicrocredit.com such as contact us or career page. Please note that sensitive personal and financial information is not requested and should never be submitted through these channels.

Filling Loan Application form:

Name and address, Contact information, KYC, Photographs, Demographic information such as postcode, preferences and interests, other information relevant to Limited Liability Loan, Micro Business Loan, Consumer Durable Loan.

What we do with the Personal information we gathered:

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

Internal record keeping, Demographic information such as postcode, preferences and interests. We may periodically send promotional emails about new products, special offers or other information, which we think you may find interesting using the contact information, which you have provided.

Security :

We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Links :

This Site contain links to other Websites. We are not liable for the privacy practices or the content of other Websites. On our Site, you will find some social media links.

Compliance :

Company shall always cooperate with regulatory authorities and investigating agencies in India in the matter of treatment of Personal Information.

Disclosure :

• We does not share, sell or rent any personal information to any third parties.
• We may share your personal information with Government agencies, legal authorities for any legal investigation.
• Client data may be share with Credit Bureaus for your microfinance payment history.
• Client has been informed about such disclosure and permission has been obtained in writing especially sharing data with credit bureaus and during hypothecation / portfolio sell down / securitization of loans or any statutory requirement.

Client Mobile App“NavoditMitra” Disclosure :

NavoditDeveloped Mitra Mobile App for Our Customer for Check and View Her/His Information and Transaction Details Only.

Additional Information :

• We have No Personal Loan Apply Option Available in Mobile App.
• You Can only Request for Available Loan Product.
• To know more about the Loan Product , check this page: https://navoditmicrocredit.com/OurProducts.html
• We Provides only Income Generating Loan in Group Lending
• Loan Tenure : 1 year to 2 year
• Repayment Frequency: Daily/Weekly/Fortnight/Monthly
• Annual Percentage Rate :As disclosed on our Navodit website
• Processing Fees- 1% + GST
• Loan Insurance Fees : 1.18 % to 2.33%
• No Other Charges or Penalty in Loans
• Check You Loan Passbook : Due Emi Detail, Paid EMI Detail & Balance Outstanding
• Contact Detail of Loan Officer, Branch Office and Grievance Redresser.

If there are any questions regarding this privacy policy, you may contact us on Email: info@navoditmicrocredit.com or Contact: 1800 309 7991